GEBS - Global Electronic Bank System
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The objective of the Global Electronic Bank System (GEBS) is complex support of the electronic banking services
of financial institutions. The GEBS is a transaction support software system enabling the banks to offer non-stop
availability to their clients, thus guaranteeing continuous access to their accounts via automatic teller machines
(ATMs), telephone information service systems, or mobile phones. GEBS performs the handling of bankcards linked to
individual bank accounts (online) in close cooperation of the central, integrated banking system of the operating
bank. Beyond banking hours, GEBS is able to satisfy customer demands while relying on its own database (offline).
Versatility
Through its interfaces, GEBS offers different forms of availability to clients. Automatic teller machines can be
used for cash withdrawal and deposit with accepted and issued bankcards, as well. Using the MobileBank module, the
account holder can receive immediate notification of the account activity, and with the PhoneBank module,
transactions related to individual accounts can be performed using a telephone supporting the tone mode.
Flexibility
GEBS is capable of serving customer's needs in both online and offline connections. Customers can use their
bankcards for cash withdrawal or shopping outside banking hours even at night or in the case of incidental operating
troubles. GEBS guarantees access to the current, actual status of the accounts.
Security
GEBS completely separates the accounting system of the bank from the electronic transaction support, consequently,
the account data are completely secure, the possibility of abuse is eliminated. The high level IT security and
encryption methods prevent unauthorized use.
Efficiency
In the increasingly fierce interbank competition, GEBS, which is built on a uniform database and offers a coordinated
solution for the setting of parameters and limits, is capable of supporting the introduction of new electronic
services in a fast and easy way without the modification of the central accounting system at the bank.
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